tag:blogger.com,1999:blog-51672590570264654742024-03-13T03:03:48.197-07:00Wealth HabitsOur mission is to serve as a educational platform for those who seek to empower themselves. The blogs posted will consist of Illustrations, Principles and Wealth philosophies. I encourage readers to have a dialogue around the blogs. Please be social and share. Tavon D. Willishttp://www.blogger.com/profile/09885738653637556169noreply@blogger.comBlogger40125tag:blogger.com,1999:blog-5167259057026465474.post-20722688481187819652024-02-28T15:41:00.000-08:002024-02-28T15:41:38.446-08:00Elk Grove Real Estate Market Update (95758)<p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">In the heart of California's vibrant landscape lies Elk Grove, a city bustling with life and opportunity. Within its confines, the 95758 zip code stands as a testament to the enduring spirit of progress and prosperity.</p>
<p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">As the sun sets on another month in Elk Grove, the real estate market in 95758 shines brightly with promising figures. With<b> 21 total sales</b> recorded in the past month, the community has witnessed a steady stream of transactions, reflecting a robust demand for homes in the area. Among these sales, the median price stands tall at $600,000, a testament to the value placed on the homes within this thriving enclave.</p>
<p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">Yet, amidst the flurry of activity, the market remains balanced, with <b>73 active</b> homes awaiting eager buyers. Each property tells a story of its own, from cozy bungalows nestled in quiet cul-de-sacs to sprawling estates adorned with manicured lawns and swaying palm trees.</p>
<p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">One cannot overlook the remarkable appreciation in property values, as evidenced by the $344 per square foot at which homes are selling. With the average home boasting <b>1,833 square feet</b> of living space, buyers are drawn to the allure of spacious interiors and modern amenities. This marks an <b>8% increase</b> from the previous month's median sales price, reflecting a dynamic market responding to the evolving needs and aspirations of its residents.</p>
<p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="font-style: normal;">Looking back, the resilience of Elk Grove's 95758 zip code is truly remarkable. Just a month ago, the community saw </span><i>19 total sales</i>, already signaling a promising trajectory. And compared to this time last year, when homes were priced at around <i>$540,000</i>, the year-over-year increase of <b>11%</b> speaks volumes about the enduring appeal of this vibrant locale.</p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><br /></p>
<p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="font-style: normal;">Behind these statistics lies a trend of growth, opportunity, and community. From young families seeking their first home to seasoned investors eyeing lucrative opportunities, </span><i>Elk Grove's 95758 zip code</i> welcomes all with open arms.</p>
<p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">As the days unfold and the seasons change, one thing remains constant—the unwavering spirit of Elk Grove, embodied by the resilient community thriving within the bounds of the 95758 zip code. In every transaction, in every square foot of living space, lies the promise of a brighter tomorrow—a testament to the enduring legacy of this dynamic city.</p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><br /></p>
<p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">In the heart of California's vibrant landscape lies Elk Grove, a city bustling with life and opportunity. Within its confines, the 95758 zip code stands as a testament to the enduring spirit of progress and prosperity.</p>
<p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">As the sun sets on another month in Elk Grove, the real estate market in 95758 shines brightly with promising figures. With 21 total sales recorded in the past month, the community has witnessed a steady stream of transactions, reflecting a robust demand for homes in the area. Among these sales, the median price stands tall at $600,000, a testament to the value placed on the homes within this thriving enclave.</p>
<p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">Yet, amidst the flurry of activity, the market remains balanced, with 73 active homes awaiting eager buyers. Each property tells a story of its own, from cozy bungalows nestled in quiet cul-de-sacs to sprawling estates adorned with manicured lawns and swaying palm trees.</p>
<p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">One cannot overlook the remarkable appreciation in property values, as evidenced by the $344 per square foot at which homes are selling. With the average home boasting 1,833 square feet of living space, buyers are drawn to the allure of spacious interiors and modern amenities. This marks an 8% increase from the previous month's median sales price, reflecting a dynamic market responding to the evolving needs and aspirations of its residents.</p>
<p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">Looking back, the resilience of Elk Grove's 95758 zip code is truly remarkable. Just a month ago, the community saw 19 total sales, already signaling a promising trajectory. And compared to this time last year, when homes were priced at around $540,000, the year-over-year increase of 11% speaks volumes about the enduring appeal of this vibrant locale.</p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><br /></p>
<p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">Behind these statistics lies a narrative of growth, opportunity, and community. From young families seeking their first home to seasoned investors eyeing lucrative opportunities, Elk Grove's 95758 zip code welcomes all with open arms.</p>
<p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">As the days unfold and the seasons change, one thing remains constant—the unwavering spirit of Elk Grove, embodied by the resilient community thriving within the bounds of the 95758 zip code. In every transaction, in every square foot of living space, lies the promise of a brighter tomorrow—a testament to the enduring legacy of this dynamic city.</p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><br /></p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">Contact me today if your looking to view properties in this thriving community,</p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><br /></p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">Tavon Willis,</p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">Realtor</p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">DRE:02095751</p><div><br /></div>Tavon D. Willishttp://www.blogger.com/profile/09885738653637556169noreply@blogger.com0tag:blogger.com,1999:blog-5167259057026465474.post-35357743924956217092024-02-28T14:58:00.000-08:002024-02-28T14:58:48.741-08:00Elk Grove Real Estate Market and Upcoming Events!<p class="p1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 13px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">We're excited to share the latest real estate update for Elk Grove, specifically (95757) area. Here's a snapshot of the key highlights from last month:</p><ul class="ul1"><li class="li1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 13px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span class="s1" style="font-family: Menlo; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 9px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal;"></span>Total sales: 23</li><li class="li1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 13px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span class="s1" style="font-family: Menlo; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 9px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal;"></span>Median sales price: $765,000</li><li class="li1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 13px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span class="s1" style="font-family: Menlo; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 9px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal;"></span>Active homes currently available: 73</li><li class="li1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 13px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span class="s1" style="font-family: Menlo; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 9px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal;"></span>Average selling price per square foot: $301</li><li class="li1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 13px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span class="s1" style="font-family: Menlo; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 9px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal;"></span>Average size of homes sold: approximately 2,525 square feet</li></ul><p class="p1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 13px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">Notably, there has been an impressive 11% increase in the median sales price compared to the previous month, which stood at $685,000. This indicates a thriving real estate market in our area.</p><p class="p2" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 13px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px; min-height: 15px;"><br /></p><p class="p1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 13px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">Notable Community events this week</p><p class="p2" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 13px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px; min-height: 15px;"><br /></p><ul class="ul1"><li class="li1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 13px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span class="s1" style="font-family: Menlo; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 9px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal;"></span><b><span class="Apple-tab-span" style="white-space: pre;"> </span><span class="Apple-tab-span" style="white-space: pre;"> </span>February 28 - City Council Meeting (6 p.m.):</b> Join us for the Elk Grove City Council Meeting, where important matters concerning our community will be discussed. Your participation and input are valuable to us.</li><li class="li1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 13px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span class="s1" style="font-family: Menlo; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 9px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal;"></span><b><span class="Apple-tab-span" style="white-space: pre;"> </span><span class="Apple-tab-span" style="white-space: pre;"> </span>February 29 - Coffee with a Cop (7:30 a.m.):</b> Start your leap year day off right by joining us for a cup of coffee and casual conversation with our local law enforcement officers. This is a great opportunity to connect with those who serve and protect our community.</li><li class="li1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 13px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span class="s1" style="font-family: Menlo; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 9px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal;"></span><b><span class="Apple-tab-span" style="white-space: pre;"> </span><span class="Apple-tab-span" style="white-space: pre;"> </span>March 2 - First Saturday Art Reception (4 p.m.):</b> Explore the vibrant arts scene in Elk Grove at the First Saturday Art Reception. Join us for an evening of creativity and appreciation for local artists' works.</li><li class="li1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 13px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span class="s1" style="font-family: Menlo; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 9px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal;"></span><b><span class="Apple-tab-span" style="white-space: pre;"> </span><span class="Apple-tab-span" style="white-space: pre;"> </span>March 3-6 - Tire Collection Event at the Special Waste Collection Center:</b> Dispose of your old tires responsibly at the Tire Collection Event held at the Special Waste Collection Center. Let's work together to keep our environment clean and safe.</li><li class="li1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 13px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span class="s1" style="font-family: Menlo; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 9px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal;"></span><b><span class="Apple-tab-span" style="white-space: pre;"> </span><span class="Apple-tab-span" style="white-space: pre;"> </span>March 6 - Food Truck Mania (5 p.m.):</b> Indulge in delicious food and enjoy the company of friends and family at Food Truck Mania. With a variety of culinary delights on offer, there's something for everyone to enjoy.</li></ul><p class="p2" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 13px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px; min-height: 15px;"><br /></p><p class="p1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 13px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">If you have any questions or would like more information, feel free to reach out. Stay tuned for more updates, and thank you for being a part of our community.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjRslyfQ10R0uBRJsz_ke17ny6kbdIFgdCwE39r2mlpv7x52739YIm80FU95Sm82OQTQRfWa9pN3oVEutN8_qv03wdgiHWE2DxrbUBZRYhB_EZAOSMB__emkw5V2uzCJhogM89Q5QBEzOY6BgVhCEOyUYPyozo2Caq_F9Tq2RJlAgupWoySp520pOaCAUUI/s1140/SAC_xm1117elkGrove020426.jpeg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="641" data-original-width="1140" height="180" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjRslyfQ10R0uBRJsz_ke17ny6kbdIFgdCwE39r2mlpv7x52739YIm80FU95Sm82OQTQRfWa9pN3oVEutN8_qv03wdgiHWE2DxrbUBZRYhB_EZAOSMB__emkw5V2uzCJhogM89Q5QBEzOY6BgVhCEOyUYPyozo2Caq_F9Tq2RJlAgupWoySp520pOaCAUUI/s320/SAC_xm1117elkGrove020426.jpeg" width="320" /></a></div>DRE#02095751<br /><br /><p></p>Tavon D. Willishttp://www.blogger.com/profile/09885738653637556169noreply@blogger.com0tag:blogger.com,1999:blog-5167259057026465474.post-87258256898697046742024-01-22T09:52:00.000-08:002024-01-22T09:52:36.516-08:00The Remarkable Journey of Real Estate in Sacramento: A Century of Appreciation<p style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="font-family: times;"><span style="font-style: normal;">As we reflect on the past and look towards the future, it's fascinating to consider the journey of real estate in the greater Sacramento area over the last century. The numbers are truly remarkable - real estate has appreciated significantly, witnessing a growth of 100 times over the past 100 years. This photo found by real estate appraiser/analyst </span><i>Ryan Lundquist (Sacramento Appraisal Blog),</i> shows that in <b style="font-style: normal;">1924</b> properties in<b style="font-style: normal;"> Oak Park </b>were selling around<b style="font-style: normal;"> $4,000</b>. It also shows that homes in <b style="font-style: normal;">North Sacramento</b> were selling below <b style="font-style: normal;">$3,000</b>. Both of these locations in Sacramento are now selling well over <b style="font-style: normal;">$400,000</b>. A 100x appreciation for homeowners and generational owners proceeding.</span></p><p style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="caret-color: rgb(209, 213, 219); white-space: pre-wrap;"><span style="font-family: times;"><br /></span></span></p><p style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="caret-color: rgb(209, 213, 219); white-space: pre-wrap;"><span style="font-family: times;">This substantial appreciation can be attributed to various factors, including economic development, population growth, and the unique charm that Sacramento offers. As homeowners and future homeowners, it's essential to understand the historical context and appreciate the long-term value that real estate has provided in our community.</span></span></p><p style="border: 0px solid rgb(217, 217, 227); box-sizing: border-box; caret-color: rgb(209, 213, 219); font-size: 16px; margin: 1.25em 0px; white-space: pre-wrap;"><span style="font-size: 13px;"><span style="font-family: times;">I would love to hear your thoughts on this incredible journey and your expectations for the future of real estate. What are your views on the appreciation of real estate over the last century, and how do you see it evolving in the next 100 years? It's a topic that sparks curiosity and discussion, and your insights would be valuable.</span></span></p><p style="border: 0px solid rgb(217, 217, 227); box-sizing: border-box; caret-color: rgb(209, 213, 219); font-size: 16px; margin: 1.25em 0px; white-space: pre-wrap;"><span style="font-size: 13px;"><span style="font-family: times;"></span></span></p><div class="separator" style="clear: both; text-align: center;"><span style="font-family: times;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh4MNlPVeXX6GinTNWb8G-EPzCZauD9ff4okZrVkAYPX3nztDsHElB9mlIIyw486dS9ZilfLhL5XMxDrtsdu78sdhnJ8NYkU68lyzX0xBjInhlBXVbC5rnGfi8SEAHVlzX1KJK3KtVQdzaMkrBb-zXd_0Ed4pYcfK68vdxE-fbyYqXs8HJ-uH0L0UtUVwxK/s2000/SacramentoRealEstate100yearsago.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="2000" data-original-width="1545" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh4MNlPVeXX6GinTNWb8G-EPzCZauD9ff4okZrVkAYPX3nztDsHElB9mlIIyw486dS9ZilfLhL5XMxDrtsdu78sdhnJ8NYkU68lyzX0xBjInhlBXVbC5rnGfi8SEAHVlzX1KJK3KtVQdzaMkrBb-zXd_0Ed4pYcfK68vdxE-fbyYqXs8HJ-uH0L0UtUVwxK/s320/SacramentoRealEstate100yearsago.png" width="247" /></a></span></div><span style="font-family: times;"><br />Looking ahead, one can't help but wonder about the potential benefits of real estate ownership in the coming century. While predicting the future is challenging, the historical trend suggests that real estate has been a solid investment over the long term. As homeowners, we may continue to see growth and opportunities for wealth creation through strategic property ownership.</span><p></p><p style="border: 0px solid rgb(217, 217, 227); box-sizing: border-box; caret-color: rgb(209, 213, 219); font-size: 16px; margin: 1.25em 0px; white-space: pre-wrap;"><span style="font-size: 13px;"><span style="font-family: times;">I'm eager to hear your thoughts on this matter and explore how we can navigate the evolving landscape of real estate together. Whether you have specific questions or would like to discuss your individual goals, I'm here to assist and provide guidance.</span></span></p><p style="border: 0px solid rgb(217, 217, 227); box-sizing: border-box; caret-color: rgb(209, 213, 219); font-size: 16px; margin: 1.25em 0px; white-space: pre-wrap;"><span style="font-size: 13px;"><span style="font-family: times;">Thank you for your time, and I look forward to our ongoing conversation.</span></span></p><p style="border: 0px solid rgb(217, 217, 227); box-sizing: border-box; caret-color: rgb(209, 213, 219); font-size: 16px; margin: 1.25em 0px; white-space: pre-wrap;"><span style="font-size: 13px;"><span style="font-family: times;">Best regards,</span></span></p>Tavon D. Willishttp://www.blogger.com/profile/09885738653637556169noreply@blogger.com0tag:blogger.com,1999:blog-5167259057026465474.post-7118607779380895902023-12-27T11:12:00.000-08:002023-12-27T11:14:51.873-08:00Making a Seamless Transition: Tips for Streamlining the Buy-Sell Process<p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span face="Arial, sans-serif" style="background-color: transparent; color: black; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"></span></p><div class="separator" style="clear: both; text-align: center;"><span face="Arial, sans-serif" style="background-color: transparent; color: black; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"><iframe allowfullscreen="" class="BLOG_video_class" height="266" src="https://www.youtube.com/embed/Kg9IaIHZ6Mo" width="320" youtube-src-id="Kg9IaIHZ6Mo"></iframe></span></div><span face="Arial, sans-serif" style="background-color: transparent; color: black; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"><br />In today's dynamic real estate market, the 'Buying Before Selling' approach has emerged as a strategic game-changer. This method alleviates the pressure of finding a new home after selling and offers significant advantages that can be maximized with the right guidance. As a real estate agent, I understand the complexities of this process and am here to guide you through every step, ensuring a smooth and beneficial transition.</span><p></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span face="Arial, sans-serif" style="background-color: transparent; color: black; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Steps and Benefits of Buying Before Selling</span></h2><ol style="margin-bottom: 0px; margin-top: 0px; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="background-color: transparent; color: #434343; font-family: Arial, sans-serif; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; text-decoration: none; vertical-align: baseline; white-space: pre;"><h3 dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 4pt; margin-top: 16pt;"><span face="Arial, sans-serif" style="background-color: transparent; color: #434343; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Unlocking Equity with Ease</span></h3></li></ol><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-left: 36pt; margin-top: 0pt;"><span face="Arial, sans-serif" style="background-color: transparent; color: black; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">The first step in this journey involves unlocking your home's equity, a crucial asset in purchasing your new dream home. HomeLight’s Buy Before You Sell Program, for instance, evaluates your property and reveals the amount of equity you can utilize. This is where an agent’s expertise becomes invaluable, especially in calculating your equity accurately. Visit </span><a href="https://agent.homelight.com/agents/tavon-willis-ca-02095751" style="text-decoration: none;"><span face="Arial, sans-serif" style="background-color: transparent; color: #1155cc; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-decoration-skip-ink: none; text-decoration: underline; vertical-align: baseline; white-space: pre-wrap;">Tavon Willis’ HomeLight Buy Before You Sell Page</span></a><span face="Arial, sans-serif" style="background-color: transparent; color: black; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"> to understand how much you can invest in your next property.</span></p><ol start="2" style="margin-bottom: 0px; margin-top: 0px; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="background-color: transparent; color: #434343; font-family: Arial, sans-serif; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; text-decoration: none; vertical-align: baseline; white-space: pre;"><h3 dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 4pt; margin-top: 16pt;"><span face="Arial, sans-serif" style="background-color: transparent; color: #434343; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Buying with Confidence</span></h3></li></ol><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-left: 36pt; margin-top: 0pt;"><span face="Arial, sans-serif" style="background-color: transparent; color: black; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Once your equity is unlocked, the next step is to make a strong offer on your new home without a home sale contingency. This aspect is particularly advantageous in a seller's market where contingencies can weaken your offer. As your agent, I can assist you in making a compelling offer that stands out, ensuring you secure your dream home with confidence.</span></p><ol start="3" style="margin-bottom: 0px; margin-top: 0px; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="background-color: transparent; color: #434343; font-family: Arial, sans-serif; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; text-decoration: none; vertical-align: baseline; white-space: pre;"><h3 dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 4pt; margin-top: 16pt;"><span face="Arial, sans-serif" style="background-color: transparent; color: #434343; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Selling with Peace of Mind</span></h3></li></ol><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-left: 36pt; margin-top: 0pt;"><span face="Arial, sans-serif" style="background-color: transparent; color: black; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Finally, selling your current home should not be a stress-inducing process. With your home vacant, it can be listed and presented in the best light, attracting strong offers. This step also benefits from an agent’s expertise in marketing and negotiating to maximize your sale price.</span></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span face="Arial, sans-serif" style="background-color: transparent; color: black; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Navigating the Process</span></h2><h3 dir="ltr" style="line-height: 1.38; margin-bottom: 4pt; margin-left: 18pt; margin-top: 16pt;"><span face="Arial, sans-serif" style="background-color: transparent; color: #434343; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Current Market Insights</span></h3><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-left: 18pt; margin-top: 0pt;"><span face="Arial, sans-serif" style="background-color: transparent; color: black; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Recent data from the </span><a href="https://www.mba.org/news-and-research/newsroom/news/2023/10/11/mortgage-applications-increase-in-latest-mba-weekly-survey" style="text-decoration: none;"><span face="Arial, sans-serif" style="background-color: transparent; color: #1155cc; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-decoration-skip-ink: none; text-decoration: underline; vertical-align: baseline; white-space: pre-wrap;">Mortgage Bankers Association</span></a><span face="Arial, sans-serif" style="background-color: transparent; color: black; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"> indicates a significant number of mortgage purchase applications, standing at 1.88 million as of the week ending November 4, 2023. This, coupled with an average mortgage rate of 6.53% for a 30-year fixed-rate mortgage, suggests a highly active market, making the timing of your transactions crucial.</span></p><h3 dir="ltr" style="line-height: 1.38; margin-bottom: 4pt; margin-left: 18pt; margin-top: 16pt;"><span face="Arial, sans-serif" style="background-color: transparent; color: #434343; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Personalized Guidance</span></h3><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-left: 18pt; margin-top: 0pt;"><span face="Arial, sans-serif" style="background-color: transparent; color: black; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Every step of this process, from equity evaluation to final sale, requires personalized guidance. As experts in California's real estate market, my team at All City Homes and I offer tailored advice, aligning your unique needs with current market trends.</span></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span face="Arial, sans-serif" style="background-color: transparent; color: black; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Concluding Insights</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span face="Arial, sans-serif" style="background-color: transparent; color: black; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">In conclusion, buying a new home before selling your current one offers numerous benefits, including financial leverage, market advantage, and peace of mind. However, navigating this process requires expertise and strategic planning. As an experienced real estate agent, I am committed to ensuring your journey is as seamless and profitable as possible. </span></p><p><b id="docs-internal-guid-37518ebd-7fff-ee2c-2f96-007266b8dd75" style="-webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><br /></b></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span face="Arial, sans-serif" style="background-color: transparent; color: black; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Get started today by visiting my </span><a href="https://agent.homelight.com/agents/tavon-willis-ca-02095751" style="text-decoration: none;"><span face="Arial, sans-serif" style="background-color: transparent; color: #1155cc; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-decoration-skip-ink: none; text-decoration: underline; vertical-align: baseline; white-space: pre-wrap;">HomeLight Buy Before You Sell Page</span></a><span face="Arial, sans-serif" style="background-color: transparent; color: black; font-size: 11pt; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">, and let’s embark on this exciting journey together.</span></p><p><br /></p>Tavon D. Willishttp://www.blogger.com/profile/09885738653637556169noreply@blogger.com0tag:blogger.com,1999:blog-5167259057026465474.post-80664710423322994462023-12-10T13:10:00.000-08:002023-12-10T13:24:13.540-08:00Buying or Selling a Home? Here's why you should buy a Home Warranty Plan<p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 16px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px 0px 2px;"><b>The Financial Impact: A Closer Look at Potential Costs</b></p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">For Future Homeowners and Sellers:</p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">While the benefits of a home warranty plan are evident, understanding the potential financial impact of not having one is important to protect your bag. Unexpected repairs can put a significant dent in your finances, and without a safety net, homeowners may find themselves grappling with hefty bills. Let's take a deeper dive into some common scenarios:</p><ul>
<li style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="font-family: Menlo; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 9px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal;"></span><b>Plumbing Repairs:</b> The average cost for plumbing repairs is around $475, but if the entire system needs replacement, homeowners might face a bill exceeding $2,000.</li>
<li style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="font-family: Menlo; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 9px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal;"></span><b>Heating System Issues:</b> A malfunctioning heating system can set you back $775 for repairs and over $4,000 for a complete replacement.</li>
<li style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="font-family: Menlo; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 9px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal;"></span><b>Cooling System Challenges:</b> Repairing a cooling system can cost approximately $950, while a replacement may soar well above $3,500.</li>
<li style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="font-family: Menlo; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 9px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal;"></span><b>Water Heater Woes:</b> A faulty water heater can lead to expenses of around $595 for repairs and over $1,600 for replacement.</li>
<li style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="font-family: Menlo; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 9px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal;"></span><b>Electrical System Concerns:</b> Addressing electrical system issues may result in costs of about $405 for repairs and over $2,000 for a complete replacement.</li>
<li style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="font-family: Menlo; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 9px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal;"></span><b>Appliance Hurdles:</b> Repairing major appliances like ovens, ranges, cooktops, and refrigerators can be substantial, ranging from $885 to $3,000 depending on the appliance.</li>
</ul><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">Fidelity Title's Comprehensive Coverage:</p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">It's clear that the potential costs of home repairs are not to be taken lightly. Fidelity Title's standard coverage acts as a robust shield against these financial uncertainties. Encompassing a wide array of systems and appliances, including plumbing, water heaters, heating systems, electrical components, kitchen appliances, and more, it offers a comprehensive safety net for homeowners.</p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 16px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px 0px 2px;"><b>Closing Thoughts:</b></p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">In conclusion, the decision to invest in a home warranty plan isn't just about avoiding unexpected expenses; it's a strategic move that adds value to the entire real estate transaction. Both sellers and future homeowners stand to gain significantly from the peace of mind and financial protection that a home warranty plan provides.</p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">As you continue, consider adding real-life scenarios or testimonials to illustrate how a home warranty plan has positively impacted homeowners and sellers. This can make your blog post more relatable and persuasive.</p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><br /></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgmX5VyACCQmq0b3YmH_kuf1k4BcwPiA2Pgl50YKpaMvTudtZoENU5BnHbd9stlOdFEIl3gQgulC1Zf_VkfLL0VQs5Ya3IZqFNq6lfb3VkLGA3ZEEOqWXMVwZQXDSCjYQ8ivU9iPkIx3WWL-z_DosPj-P25LWIFI-nezyk4ePCKbMAxnQtClfNIMepzb9N2/s1128/Home%20Warranty%20Photo.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="784" data-original-width="1128" height="222" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgmX5VyACCQmq0b3YmH_kuf1k4BcwPiA2Pgl50YKpaMvTudtZoENU5BnHbd9stlOdFEIl3gQgulC1Zf_VkfLL0VQs5Ya3IZqFNq6lfb3VkLGA3ZEEOqWXMVwZQXDSCjYQ8ivU9iPkIx3WWL-z_DosPj-P25LWIFI-nezyk4ePCKbMAxnQtClfNIMepzb9N2/s320/Home%20Warranty%20Photo.png" width="320" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><br /><p></p>Tavon D. Willishttp://www.blogger.com/profile/09885738653637556169noreply@blogger.com0tag:blogger.com,1999:blog-5167259057026465474.post-85518324295680475872023-10-18T12:55:00.000-07:002023-10-18T12:55:52.738-07:007 Strategies for Selling your Home<p style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><b><span style="font-family: times;">Selling a home can seem like a daunting process, but with the right strategies, you can maximize your chances of a once in a life time profitable sale. Here are seven strategies to help you sell your home:</span></b></p><p style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span><span style="font-family: times;"> <span> <span> </span></span></span></span></p><p style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="font-family: times;"> 1. <b style="font-style: normal;">Pricing your Home right</b>: Have your trusted agent (me) do a comparative market analysis (CMA) to determine the fair market value of your home. A <i><b>comparative market analysis</b> </i>involves assessing recent sales of similar properties in your area. Some</span><span style="font-family: times;"> homes are currently staying on the market due to</span><span style="font-family: times;"> overpricing in a changing rate environment. </span></p><p style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px; text-align: left;"><span style="font-family: times;"><br /> 2. <b>Improve curb appeal</b>: First impressions matter. Enhance your home's curb appeal by maintaining the front yard, painting the front door, and fixing any exterior issues. Landscaping, fresh paint, and small investments in exterior improvements can make your home more attractive to buyers.<br /><span class="Apple-tab-span" style="white-space: pre;"> </span><br /> 3. <b>Stage your home</b>: Consider staging your home to make it more appealing to potential buyers. Staging involves arranging furniture, decor, and lighting to showcase the home's best features. Neutral colors and minimalistic designs often work best to appeal to a wide range of tastes. <i>Did you know that homes stage sell about 80% faster than homes not staged?<br /> </i><br /> 4. <b>Professional photography</b>: Invest in high-quality professional photography to showcase your home online. Many buyers start their search on the internet, and attractive photos can make a significant difference in the amount of views your property gets.<br /><br /> 5. <b>Marketing and exposure</b>: Utilize online real estate platforms, social media, and traditional marketing methods to reach a broader audience. Consider creating a dedicated website or virtual tour to showcase your property. <i>*Our brokerage offers each listing their own property website for example www.123street.com so people across the world can view your property.</i></span></p><p style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px; text-align: left;"><span style="font-family: times;"><br /></span></p><p style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px; text-align: left;"><span style="font-family: times;">6. <b>Make necessary repairs and upgrades</b>: Address any major issues and undertake cost-effective upgrades that can increase the appeal of your home, such as fixing leaks, updating fixtures, or applying a fresh coat of paint. <i>In a balance market, not a sellers market this will save sellers equity, because if the repairs aren't taken care of buyers can use the repairs as a method of concessions.</i><br /><br />7. <b>Work with a hungry but trust worthy real estate agent</b>: hiring a real estate agent can be invaluable in navigating the selling process. Hiring an agent that treats your property and profitability as if it's their own make all the difference. A realtor will be able to provide insights into local market trends, assist with pricing, handle negotiations, and help with paperwork and legal requirements.</span></p><p style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px; text-align: left;"><span style="font-family: times;"><br /></span></p><p style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px; text-align: left;"><span style="font-family: times;"><br /></span></p><div class="separator" style="clear: both; text-align: center;"><span style="font-family: times;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgbQOU0wdMCYjJCwwUDb3nqI3YavtzaambK7FxQmHzxFDD1RJgLzPQh9qVVoIetNjgBElrKwR8AAR4ZhJJPB-47uRVF5Mrglm5ns2tHHUKCKb3BYcGeVx-asH4nME9-w6tIPdzhjW4T2Mliv_-SHVtviSYwopNYPar4oiePmOd39VXYQ-YoJyengTmKyU8Q/s1395/FordFamily.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1395" data-original-width="1125" height="277" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgbQOU0wdMCYjJCwwUDb3nqI3YavtzaambK7FxQmHzxFDD1RJgLzPQh9qVVoIetNjgBElrKwR8AAR4ZhJJPB-47uRVF5Mrglm5ns2tHHUKCKb3BYcGeVx-asH4nME9-w6tIPdzhjW4T2Mliv_-SHVtviSYwopNYPar4oiePmOd39VXYQ-YoJyengTmKyU8Q/w241-h277/FordFamily.jpg" width="241" /></a></span></div><span style="font-family: times;"><br /><br /></span><p></p>Tavon D. Willishttp://www.blogger.com/profile/09885738653637556169noreply@blogger.com0tag:blogger.com,1999:blog-5167259057026465474.post-20549540076554160032023-10-18T12:14:00.003-07:002023-10-24T19:02:52.099-07:007 Strategies for Saving towards Homeownership<p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><b><br />Saving up to purchase a home can be a significant financial goal. Here are seven strategies to help you achieve that goal:</b></p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span class="Apple-tab-span" style="white-space: pre;"> </span></p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><b>1. Set a Clear Budget:</b><span class="Apple-tab-span" style="white-space: pre;"> </span>Define your budget and determine how much you need to save for a down payment, closing costs, and other related expenses. Having a clear target will help you stay motivated and focused. On your free time stay focused by watching financial guru's such as Dave Ramsey.</p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><br /></p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">2. <b>Create a Dedicated Savings Account</b>: Open a separate savings account specifically for your home purchase fund. This separation will make it easier to track your progress and avoid spending the money on other expenses that may come up.</p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><br /></p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">3. <b>Establish a Monthly Savings Goal</b>: Based off what you currently making calculate how much money you need to save each month to reach your down payment target. This will ensure consistent progress towards your goal. For example if you make $4,000 each month, a goal of saving 15% or $600 will give you an estimate timeline. </p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><br /></p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">4. <b>Cut Unnecessary Expenses</b>: Review your monthly expenses and identify areas where you can cut back. Consider reducing discretionary spending on dining out, entertainment, or other non-essential items. This is a big one for me and my lady, we love to eat out and have a great time but we've been encouraging each other to cut back. </p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><br /></p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">5. <b>Increase Your Income</b>: Look for opportunities to boost your income, such as taking on a part-time job, freelancing, or selling items you no longer need. Any additional income can accelerate your savings rate. Asset such as home are much more obtainable when one has more more margin in their life. Income-expenses= margin.</p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><br /></p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">6. <b>Automate Savings</b>: Set up automatic transfers from your checking account to your dedicated savings account on the day you receive your paycheck. This "pay yourself first" approach ensures you save before spending. One should keep this in mind for there ROTH IRA and 401k's as well.</p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><br /></p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">7. <b>Explore Down Payment Assistance Programs</b>: Consistently check in with your trusted Realtor to stay informed about down payment assistance programs and help towards closing costs. </p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><br /></p>
<p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">Remember that saving for a home is a long-term commitment, and it may take time to reach your goal. Stay disciplined and be patient, and consider consulting with a financial advisor or realtor to ensure you're making the most of your savings and investments.</p><div><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><br /></p></div><div><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><br /></p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><br /></p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><br /></p><p style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 13px; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><br /></p></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh7TAyfCwtmojuMF3YB5rkjZm1sNCY-e1GGnFb734KZ3P4tdZs_dHXfMa2jo5t6axNhDVewoqBOvwqRsZRj5A_cnzytX_Zki5NxwlPczwg5Ds9xNJGgfSV0UakKUl0yDEl3JX_ygDsY7f2Z6b2GTly0DT8qY08GDfu27To4vkDrAke138CzAC2siuRGqOOD/s1420/Homeownerkeys..webp" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1420" data-original-width="800" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh7TAyfCwtmojuMF3YB5rkjZm1sNCY-e1GGnFb734KZ3P4tdZs_dHXfMa2jo5t6axNhDVewoqBOvwqRsZRj5A_cnzytX_Zki5NxwlPczwg5Ds9xNJGgfSV0UakKUl0yDEl3JX_ygDsY7f2Z6b2GTly0DT8qY08GDfu27To4vkDrAke138CzAC2siuRGqOOD/w236-h320/Homeownerkeys..webp" width="236" /></a></div><br /><div><br /></div><div class="flex-1 overflow-hidden" style="background-color: #343541; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; color: white; flex: 1 1 0%; font-family: Söhne, ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, Ubuntu, Cantarell, "Noto Sans", sans-serif, "Helvetica Neue", Arial, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji"; font-variant-ligatures: normal; orphans: 2; overflow: hidden; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; widows: 2;"></div>Tavon D. Willishttp://www.blogger.com/profile/09885738653637556169noreply@blogger.com0tag:blogger.com,1999:blog-5167259057026465474.post-82036815995411660012023-06-26T12:27:00.000-07:002023-06-26T12:37:09.005-07:00Galt, California: History, Real Estate & Fun Facts <p class="p1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">Located just 15 miles south of Elk Grove California lies the city of Galt. A growing agricultural town with a long history dating back to it’s inception in 1869. At the time when Galt was formed it had a population of around 100 people. At the time Galt's trading industries consisted of Post office and access to a train. </p><p class="p1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><br></p><p class="p1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">The next 20 years of Galt’s development consisted of churches being founded. By 1908 Galt had a population of about 1,000 people and roads had began to replace dirt roads. By 1911 Galt High school was established and by 1912 Galt’s chamber of commerce has been created. As of 2020 Galt boast a population of 25,527 people and that number is set grow exponentially with many housing subdivision being built (Galt Chamber of Commerce). </p><p class="p1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><br></p><p class="p1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">I personally have family who have recently purchased a New Construction home in the city of Galt. The city of Galt has nine subdivision being created in the year 2023 alone! Subdivision such as residential homes, condominiums and townhomes. </p><p class="p1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><br></p><p class="p1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">Galt’s housing market (median sales price) has increased month over month from $477,743 to $550,000. The city seen a 15% increase month over month with 18 sales total. <i>Although there’s been a 15%</i><i style="font-size: 12pt; -webkit-text-size-adjust: 100%;"> in median sales price, the appreciation does not mean every home in every neighborhood appreciated that much. This time last year Galt’s median sales price was $635,539. Year over year the median sales price is down 13% for the city of Galt (Sacramento Association of Realtors). </i></p><p class="p1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><br></p><p class="p1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">Galt is a growing economy that offers eateries such as Brewster's Bar & Grill, El Rodeo and Velvet Grill & Creamery. The city of Galt also has a Brewery that I've yet to check out! The name of this place is called River Rock Brewery. </p><p class="p1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><br></p><p class="p1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">Since the inception of Galt high school in 1912, they've added 2 more high schools and an adult school. As far as elementary schools there's seven to choose from (Lake canyon, Marengo Ranch, River Oaks, etc).</p><p class="p1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="font-size: 12pt; -webkit-text-size-adjust: 100%; display: inline !important;"><br></span></p><p class="p1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="font-size: 12pt; display: inline !important;">If your looking to have some fun in Galt you can look forward to a Saturday market from March-November from 9am-2pm (located at 4th street I’m Downtown Galt). The city also has activities such Movies in the park (Veterans Field) and Concerts (Veterans Field).</span></p><p class="p1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="font-size: 12pt; -webkit-text-size-adjust: 100%; display: inline !important;"><br></span></p><p class="p1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="font-size: 12pt; -webkit-text-size-adjust: 100%; display: inline !important;">Until next time! </span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiG5694VdEaA2lid4-PU_YI9dsm85bqnhcqQkpoJpmQ1E0k7NnSPN1bh0eoXkl0bwtLbofYxWaEItwayT5O39xOdIB3Y2GIi8sOynyT_sJ69PUNUWI3yqrau9cXAVOizhZtLIHjSyFuCvk0tsoBTr1y_z7J_R0tqZbwxJp7vzYtok59_4kjQWN-O-nPqnq7/s5184/Aerial_view_of_Galt,_August_2018.jpeg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="3888" data-original-width="5184" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiG5694VdEaA2lid4-PU_YI9dsm85bqnhcqQkpoJpmQ1E0k7NnSPN1bh0eoXkl0bwtLbofYxWaEItwayT5O39xOdIB3Y2GIi8sOynyT_sJ69PUNUWI3yqrau9cXAVOizhZtLIHjSyFuCvk0tsoBTr1y_z7J_R0tqZbwxJp7vzYtok59_4kjQWN-O-nPqnq7/s320/Aerial_view_of_Galt,_August_2018.jpeg" width="320" style="max-height: 80%; max-width: 80%; height: auto; width: auto;"></a></div><br><p></p>Tavon D. Willishttp://www.blogger.com/profile/09885738653637556169noreply@blogger.com0tag:blogger.com,1999:blog-5167259057026465474.post-83874594341981955292023-06-17T15:59:00.004-07:002023-06-17T16:22:27.717-07:00How can Women increase their chances of living to 100?<p>Hey, if your a Women and your looking to improve your health and increase your chances of living to 100 years old this blog is for you!</p><p>The good news for women is that they are and have been living longer than their counter parts (men) by by about 5 years according to the Center of Disease Control. Women in other mammal besides humans are also out living their counter parts. For example, a study was done amongst lioness who have been found to out live male lions by 50% (Zlatic Hoke,VOA). Some believe this to be because male lions spend more time and resources towards sexual reproduction which may lead to a trade off a shorter life span. Other factor point to biological differences. Males have higher testosterone which can increase the likely hood of smoking, excessive drinking and life ending acts. Enough about MEN!</p><p>Women didn't out live men prior to the 19th century, now across the world women do. One of the reason women have increased their living standards is because of medical innovations. According to an article written "Our World Data", women suffered heavily prior to the 19th century from infectious diseases. On a biological level women tend to have more "Subcutaneous Fat" in comparison to men who have more "Viceral Fat", which is fat surrounding organs. Fat surrounding organ is often correlated with cardiovascular disease (Our World Data, 2020). </p><p>So lady's here's some tips for you to continue to thrive and may your habits positively affect us all :)</p><ol class="ol1"><li class="li1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><b>Balanced and Nutritious Diet</b>: A well-rounded diet consisting of fruits, vegetables, whole grains, lean proteins, and healthy fats is crucial. It provides essential nutrients, antioxidants, and helps maintain a healthy weight. Include a variety of foods to ensure you're getting all the necessary nutrients.</li><li class="li1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><b>Regular Exercise</b>: Engaging in regular physical activity has numerous benefits. It helps maintain a healthy weight, improves cardiovascular health, strengthens bones, boosts mood, and reduces the risk of chronic diseases such as heart disease, diabetes, and certain cancers. Aim for at least 150 minutes of moderate-intensity aerobic exercise per week, along with strength training exercises.</li><li class="li1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><b>Stress Management</b>: Chronic stress can have detrimental effects on health. Find healthy ways to manage stress such as practicing relaxation techniques (e.g., deep breathing, meditation, yoga), engaging in hobbies, spending time with loved ones, or seeking professional help if needed.</li><li class="li1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><b>Sufficient Sleep</b>: Adequate sleep is crucial for overall health and well-being. Aim for 7-9 hours of quality sleep each night. Create a relaxing bedtime routine, maintain a comfortable sleep environment, and prioritize sleep as an important part of your daily routine.</li><li class="li1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><b>Regular Health Check-ups</b>: Schedule regular visits with your healthcare provider for check-ups, screenings, and preventive care. This includes screenings for breast and cervical cancer, bone density assessments, cholesterol checks, blood pressure monitoring, and vaccinations.</li><li class="li1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><b>Avoidance of Harmful Habits</b>: Limit or avoid harmful habits such as smoking, excessive alcohol consumption, and illicit drug use. These habits can significantly increase the risk of various health problems and decrease life expectancy.</li><li class="li1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><b>Social Connections</b>: Maintain strong social connections and cultivate positive relationships with family, friends, and the community. Strong social support has been linked to better mental health, reduced stress, and improved overall well-being.</li><li class="li1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><b>Mental and Emotional Well-being</b>: Pay attention to your mental and emotional health. Practice self-care, engage in activities that bring you joy and fulfillment, seek therapy or counseling if needed, and prioritize your overall well-being.</li><li class="li1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><b>Sun Protection</b>: Protect your skin from harmful UV rays by wearing sunscreen, protective clothing, and hats. Avoid excessive sun exposure, especially during peak hours.</li><li class="li1" style="font-family: "Helvetica Neue"; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><b>Positive Mindset and Gratitude</b><b>: </b>Cultivate a positive mindset, practice gratitude, and focus on the present moment. Positive thinking and gratitude have been associated with better mental and physical health outcomes.<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhL_0FqVccOGxTX7rKolpODdAN4qCtFgvSNXmgddsb4yI_6qmNCeATwBXTqrfgE9HQgUHkvCabKz-BHSTUOtMmqujDXF5qiYf0jCjqJZEPSuPwF9jbDWtfjtPOejkMbE6kEWBIKpBnKHNuErTn-n-Q1y6Y9jcO68dzVAmwvgV1sgVHgheB5-xqDRF5fxw/s612/Blogger%20Photo%20Women%20100.jpeg" style="font-weight: bold; margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="450" data-original-width="612" height="190" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhL_0FqVccOGxTX7rKolpODdAN4qCtFgvSNXmgddsb4yI_6qmNCeATwBXTqrfgE9HQgUHkvCabKz-BHSTUOtMmqujDXF5qiYf0jCjqJZEPSuPwF9jbDWtfjtPOejkMbE6kEWBIKpBnKHNuErTn-n-Q1y6Y9jcO68dzVAmwvgV1sgVHgheB5-xqDRF5fxw/w433-h190/Blogger%20Photo%20Women%20100.jpeg" width="433" /></a></li></ol>Tavon D. Willishttp://www.blogger.com/profile/09885738653637556169noreply@blogger.com0tag:blogger.com,1999:blog-5167259057026465474.post-16429622656345632602023-06-07T09:51:00.005-07:002023-06-07T10:45:27.989-07:00How can men INCREASE their chances to living to 100?<p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; caret-color: rgb(55, 65, 81); color: #374151; font-family: Söhne, ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, Ubuntu, Cantarell, "Noto Sans", sans-serif, "Helvetica Neue", Arial, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji"; font-size: 16px; margin: 0px 0px 1.25em; white-space: pre-wrap;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgQFFa0b8cQye1QEFIXsneOdcTiGn5e4an7VyRTvvUEf9iCdKgosNeKYP0UuFPQDmAprdzgSAzbq61Mm__mFYJIRRkpFfNkrH0APfLmPU9UNEiu9Sd2dSZss6WnMd-iVp469oMFhLer5XI-XONC0a5MMf3ggqI-BfmQjPQ1pTOWvr03D5kJeohQq1RHlg/s968/mens-health-expectancy-900x600.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="554" data-original-width="968" height="183" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgQFFa0b8cQye1QEFIXsneOdcTiGn5e4an7VyRTvvUEf9iCdKgosNeKYP0UuFPQDmAprdzgSAzbq61Mm__mFYJIRRkpFfNkrH0APfLmPU9UNEiu9Sd2dSZss6WnMd-iVp469oMFhLer5XI-XONC0a5MMf3ggqI-BfmQjPQ1pTOWvr03D5kJeohQq1RHlg/s320/mens-health-expectancy-900x600.jpg" width="320" /></a></div><br />Wouldn't it be great to be able to live until your 90? Or maybe even to 100 years old? How about 110? Over time humans have increased their life expectancy through innovation and learning about what fuels our body. One of my favorite books <u>the Rational Optimist</u> speaks about how life as we know has continued to become progressive human beings. According to the CDC the average male lives to about 73 years old, trailing women who have a longer life expectancy by about 5%. Below lies a few action steps for men to live longer and healthier lives. <p></p><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; caret-color: rgb(55, 65, 81); color: #374151; font-family: Söhne, ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, Ubuntu, Cantarell, "Noto Sans", sans-serif, "Helvetica Neue", Arial, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji"; font-size: 16px; margin: 0px 0px 1.25em; white-space: pre-wrap;">There are several lifestyle factors that can potentially contribute to increased life expectancy in men. While individual circumstances and genetics play a role, here are some general tips that may help improve overall health and longevity:</p><ol style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; caret-color: rgb(55, 65, 81); color: #374151; counter-reset: item 0; display: flex; flex-direction: column; font-family: Söhne, ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, Ubuntu, Cantarell, "Noto Sans", sans-serif, "Helvetica Neue", Arial, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji"; font-size: 16px; list-style-image: initial; list-style-position: initial; margin: 1.25em 0px; padding: 0px 0px 0px 1rem; white-space: pre-wrap;"><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px;"><u><b>Maintain a Healthy Diet</b></u>: Follow a balanced and nutritious diet that includes a variety of fruits, vegetables, whole grains, lean proteins, and healthy fats. Men should be consuming over 30-38 grams fiber. Increasing fiber is a major key to keeping things moving regularly. <i>Limit the intake of processed foods, sugary drinks, and excessive amounts of salt and saturated fats. Did you know that individuals with higher income consume less processed foods, and have a healthier diet?</i></p></li><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px;"><u><b>Engage in Regular Physical Activity</b></u>: Aim for at least 150 minutes of moderate-intensity aerobic exercise or 75 minutes of vigorous-intensity exercise per week. Incorporate strength training exercises to improve muscle strength and bone density. Regular physical activity can help maintain a healthy weight, reduce the risk of chronic diseases, and enhance overall well-being. I believe our bodies function best when regularly put in motion. </p></li><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px;"><u><b>Don't Smoke or Quit Smoking</b></u>: Smoking is a significant risk factor for numerous health conditions, including heart disease, cancer, and respiratory problems. Quitting smoking or avoiding it altogether can have a positive impact on health and potentially increase life expectancy.</p></li><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px;"><u><b>Limit Alcohol Consumption</b></u>: Excessive alcohol consumption can lead to various health problems, including liver disease, heart disease, and certain cancers. It is advised to limit alcohol intake and drink in moderation, if at all.</p></li><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px;"><u><b>Maintain a Healthy Weight</b></u>: Strive to maintain a healthy body weight by balancing calorie intake with physical activity. Excess weight, especially around the waistline, increases the risk of various health issues such as heart disease, diabetes, and certain cancers.</p></li><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px;"><u><b>Manage Stress</b></u>: Chronic stress can have negative effects on health. Find healthy ways to manage stress, such as practicing relaxation techniques, engaging in hobbies, spending time with loved ones, or seeking professional help if needed. <i>Yoga</i> is a activity that helps me manage my stress while allowing me to engage in physical activity.</p></li><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px;"><u><b>Get Regular Health Check-ups</b></u>: Schedule regular check-ups with your healthcare provider to monitor your overall health and address any potential concerns or risk factors. Early detection and treatment of health conditions can significantly impact longevity. Scheduling regular check up have been amazing for me. <i>I've been able to compare changes in my HDL levels which is good cholesterol vs. LDL level which is the bad type of cholesterol. Definitely get your blood drawn to notice any red flags with your health. </i></p></li><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px;"><u><b>Practice Safe Behaviors</b></u>: Use protective measures to reduce the risk of accidents, such as wearing seatbelts in vehicles, using protective gear during sports activities, and practicing safe sex to minimize the risk of sexually transmitted infections.</p></li><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; margin: 0px;"><u><b>Prioritize Mental Health</b></u>: Pay attention to your mental well-being and seek support if needed. Addressing mental health concerns, practicing self-care, and maintaining social connections can positively influence overall health and longevity.</p></li></ol><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; caret-color: rgb(55, 65, 81); color: #374151; font-family: Söhne, ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, Ubuntu, Cantarell, "Noto Sans", sans-serif, "Helvetica Neue", Arial, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji"; font-size: 16px; margin: 1.25em 0px 0px; white-space: pre-wrap;">I hope you've found these suggestion helpful. Please consult with you doctor or health professional to reach your desired goal. Thank you!</p><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; caret-color: rgb(55, 65, 81); color: #374151; font-family: Söhne, ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, Ubuntu, Cantarell, "Noto Sans", sans-serif, "Helvetica Neue", Arial, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji"; font-size: 16px; margin: 1.25em 0px 0px; white-space: pre-wrap;"><br /></p><p style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(69,89,164,0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 transparent; --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border: 0px solid rgb(217, 217, 227); box-sizing: border-box; caret-color: rgb(55, 65, 81); color: #374151; font-family: Söhne, ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, Ubuntu, Cantarell, "Noto Sans", sans-serif, "Helvetica Neue", Arial, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji"; font-size: 16px; margin: 1.25em 0px 0px; white-space: pre-wrap;">Feel free to comment your thoughts below.</p>Tavon D. Willishttp://www.blogger.com/profile/09885738653637556169noreply@blogger.com0tag:blogger.com,1999:blog-5167259057026465474.post-4459427130661742802023-06-05T04:25:00.003-07:002023-06-05T04:59:44.181-07:00NEW HVAC SYSTEM: Facts and Four tips to consider when upgrading your Heating Ventilation and Air Conditioning<p><span style="font-family: times;"><b>Yes!</b> or Most likely?</span></p><p><span style="font-family: times;">HVAC stands for Heating Ventilation and Air Conditioning. Homeowners who plan to sell their home often consider if they should replace their old AC unit to increase their property value. On average a new AC unit will increase a homes appreciation by $2,500-$3,000. The cost of installing a new air conditioning system can be up to $10,000. So, one can estimate about a 20-30% ROI from upgrading their system. The location of the property matters. Summers in Sacramento are hot! I'm sure the demand for well operating Air conditoners are essential to a homeowners overall comfort.</span></p><p style="font-stretch: normal; line-height: normal; margin: 0px;"><span style="font-family: times;">Installing a new HVAC (Heating, Ventilation, and Air Conditioning) system can potentially increase a home's value, but to what degree can vary depending on several factors. </span></p><p style="font-stretch: normal; line-height: normal; margin: 0px;"><br /></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi9gi5fC_nLIPb3Cg0FXBXbkSLAsJCFPpBxRIj9_uRTFFENS_UUsQVgKRmpSy17QtK3n9c96ZyqOsMdD_-hFaO2DVLF0dXJQ5yeVLY74RDYB7RYHCB2Jq05FOWbGvzFj8gqRNuvYJTyNUcutBXvVB1drtIKK1HlKvDgztb3Qs_O4h1E_5kuIMhoAj_C1g/s391/hvac-system-for-home-1-sc21wi001wg.jpeg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="364" data-original-width="391" height="247" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi9gi5fC_nLIPb3Cg0FXBXbkSLAsJCFPpBxRIj9_uRTFFENS_UUsQVgKRmpSy17QtK3n9c96ZyqOsMdD_-hFaO2DVLF0dXJQ5yeVLY74RDYB7RYHCB2Jq05FOWbGvzFj8gqRNuvYJTyNUcutBXvVB1drtIKK1HlKvDgztb3Qs_O4h1E_5kuIMhoAj_C1g/w298-h247/hvac-system-for-home-1-sc21wi001wg.jpeg" width="298" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="font-family: times; text-align: left;"><b>Here are a few considerations:</b></span></div><div class="separator" style="clear: both; text-align: center;"><span style="font-family: times; text-align: left;">1.</span><b style="font-family: times; text-align: left;"> Buyer Appeal</b><span style="font-family: times; text-align: left;">: A new HVAC system can enhance the overall appeal of a home to potential buyers </span><i style="font-family: times; text-align: left;">(as a Realtor an old Air conditioner screams less maintained)</i><span style="font-family: times; text-align: left;"> . Upgraded heating and cooling systems are often seen as desirable features, especially if they are energy-efficient and offer improved comfort and indoor air quality. This can make the home more attractive and potentially increase its market value.</span></div><p> <span style="font-family: times;">2. </span><b style="font-family: times;">Energy Efficiency</b><span style="font-family: times;">: Energy-efficient HVAC systems can contribute to lower utility bills and reduced energy consumption. Buyers may be willing to pay a premium for a home with a newer, energy-efficient system due to the long-term cost savings associated with lower energy bills. Energy-efficient systems may also be more environmentally friendly, which can be an added selling point.</span></p><p> 3. <b style="font-family: times;">Condition and Maintenance</b><span style="font-family: times;">: Older HVAC systems may be less reliable and require more frequent repairs and maintenance. By installing a new system, you eliminate potential buyer concerns about the age and condition of the HVAC system. This can provide peace of mind to buyers and potentially increase the perceived value of the home.</span></p><p>4. <b style="font-family: times;">Local Market Factors</b><span style="font-family: times;">: The impact of a new HVAC system on home value can also depend on the specific real estate market. In some areas, buyers may consider a functional HVAC system as a basic expectation rather than a significant selling point. In other markets where climate control is particularly important, a new system may be more influential in the home's value.</span></p><blockquote style="border: none; margin: 0 0 0 40px; padding: 0px;"><p style="text-align: left;"></p></blockquote><p></p><p style="font-stretch: normal; line-height: normal; margin: 0px;"><span style="font-family: times;">It's important to note that the return on investment (ROI) for a new HVAC system may not always be a dollar-for-dollar increase in home value. The exact value added will depend on factors such as the cost of the system, the local market conditions, and the preferences of potential buyers in the area. To assess the potential impact on home value, it may be beneficial to consult with local real estate professionals who have knowledge of the market dynamics in your specific area.</span></p><p style="font-size: 12px; font-stretch: normal; line-height: normal; margin: 0px; min-height: 14px;"><span style="font-family: times;"><br /></span></p><p style="font-family: "Helvetica Neue"; font-size: 12px; font-stretch: normal; line-height: normal; margin: 0px; min-height: 14px; text-align: center;"><br /></p>Tavon D. Willishttp://www.blogger.com/profile/09885738653637556169noreply@blogger.com0tag:blogger.com,1999:blog-5167259057026465474.post-84807388917526183952022-09-07T15:19:00.005-07:002022-09-07T15:57:22.436-07:00My thoughts on Bank of America First Time Homebuyer 0% Down Program<div style="text-align: left;"><span style="font-family: times;"><span data-preserver-spaces="true" style="margin-bottom: 0pt; margin-top: 0pt;">Bank of America has launched a program geared to helping minorities get into Homeownership. </span><strong style="margin-bottom: 0pt; margin-top: 0pt;">The Community Affordable Loan Solution </strong><span data-preserver-spaces="true" style="margin-bottom: 0pt; margin-top: 0pt;">will be introduced in Black and Hispanic neighborhoods such as Miami, Los Angeles, Dallas, and Charlotte. Bank of America does plan to extend this program across the nation. However, I'm sure this depends on the selected cities not performing in a disastrous way. <br /></span></span><span style="font-family: times;"><span data-preserver-spaces="true" style="margin-bottom: 0pt; margin-top: 0pt;">This program will allow First-time homebuyers to enter Homeownership with </span><strong style="margin-bottom: 0pt; margin-top: 0pt;"><em style="margin-bottom: 0pt; margin-top: 0pt;">0% down</em></strong><span data-preserver-spaces="true" style="margin-bottom: 0pt; margin-top: 0pt;">, </span><strong style="margin-bottom: 0pt; margin-top: 0pt;">no closing cos</strong><span data-preserver-spaces="true" style="margin-bottom: 0pt; margin-top: 0pt;">t, and </span><strong style="margin-bottom: 0pt; margin-top: 0pt;">no mortgage insurance</strong><span data-preserver-spaces="true" style="margin-bottom: 0pt; margin-top: 0pt;">. Buyers can own their home and still enjoy no mortgage (</span><em style="margin-bottom: 0pt; margin-top: 0pt;">the same benefits that folks who put 20% down on a home enjoy</em><span data-preserver-spaces="true" style="margin-bottom: 0pt; margin-top: 0pt;">) makes this an intriguing program. Mortgage insurance comes out to about (1.25-1.75%) of the loan's balance and is commonly paid as part of the homeowner's monthly mortgage.</span></span><span data-preserver-spaces="true" style="margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: times;"><br /></span></span><span style="font-family: times;"><span data-preserver-spaces="true" style="margin-bottom: 0pt; margin-top: 0pt;"><br /></span></span></div><div style="text-align: left;"><span style="font-family: times;"><span data-preserver-spaces="true" style="margin-bottom: 0pt; margin-top: 0pt;">An innovative way this program works for lower-income communities is that it will be determined by the following: </span><em style="margin-bottom: 0pt; margin-top: 0pt;">timely rent</em><span data-preserver-spaces="true" style="margin-bottom: 0pt; margin-top: 0pt;">, </span><em style="margin-bottom: 0pt; margin-top: 0pt;">utility bills</em><span data-preserver-spaces="true" style="margin-bottom: 0pt; margin-top: 0pt;">, </span><em style="margin-bottom: 0pt; margin-top: 0pt;">phone</em><span data-preserver-spaces="true" style="margin-bottom: 0pt; margin-top: 0pt;">, and</span><em style="margin-bottom: 0pt; margin-top: 0pt;"> auto insurance </em><span data-preserver-spaces="true" style="margin-bottom: 0pt; margin-top: 0pt;">to qualify, instead of the traditional way, which allows high credit holders to receive the best rates. Bank of America and HUD require occupants to go through a Homebuyer Certification course before the applicant submits their loan.<br /></span></span><span data-preserver-spaces="true" style="margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: times;"> <br /></span></span><strong style="margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: times;">Is Bank of America 0% down a good deal for future Homeowners?<br /></span></strong><span style="font-family: times;"><span data-preserver-spaces="true" style="margin-bottom: 0pt; margin-top: 0pt;">This is a great question; like all great questions, there are many ways to look at it. Here's what we know, the cheapest way to get into a home requires 3% down (not accounting for CalHFA loans which give borrowers loans and grants for their down payments/closing cost). So on the average home in California, a modest home can be sold for around $450,000, equating to $13,500. </span><strong style="margin-bottom: 0pt; margin-top: 0pt;"><em style="margin-bottom: 0pt; margin-top: 0pt;">The great news about putting money down as a down payment is that this immediately allows the buyer to have equity in the home, making it an asset</em></strong><em style="margin-bottom: 0pt; margin-top: 0pt;">.</em><strong style="margin-bottom: 0pt; margin-top: 0pt;"> </strong><span data-preserver-spaces="true" style="margin-bottom: 0pt; margin-top: 0pt;">Once the buyer has the </span><em style="margin-bottom: 0pt; margin-top: 0pt;">down payment</em><span data-preserver-spaces="true" style="margin-bottom: 0pt; margin-top: 0pt;">, they also should account for </span><em style="margin-bottom: 0pt; margin-top: 0pt;">a closing cost</em><span data-preserver-spaces="true" style="margin-bottom: 0pt; margin-top: 0pt;"> of around 2.5% of the total home price. In the example of a home for sale at $450,000, the closing cost would be $11,250. In the example above, the first-time homeowner would have to pay </span><strong style="margin-bottom: 0pt; margin-top: 0pt;">$24,750 </strong><span data-preserver-spaces="true" style="margin-bottom: 0pt; margin-top: 0pt;">plus other fees to acquire their first home. </span></span></div><div style="text-align: left;"><span style="font-family: times;"><span data-preserver-spaces="true" style="margin-bottom: 0pt; margin-top: 0pt;"><br /></span></span></div><div style="text-align: left;"><span style="font-family: times;"><span data-preserver-spaces="true" style="margin-bottom: 0pt; margin-top: 0pt;">I believe if a buyer has a stable job and wants to own instead of renting, this can be a solid option. <i><b>Rent increases at the end of most leases</b></i>. At least the new homeowner will have autonomy and the opportunity to gain </span><strong style="margin-bottom: 0pt; margin-top: 0pt;">EQUITY</strong><span data-preserver-spaces="true" style="margin-bottom: 0pt; margin-top: 0pt;">. </span></span><span data-preserver-spaces="true" style="margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: times;">Please let me know your thoughts about Bank of America's new program. Thank you for stopping by.</span></span></div><div style="text-align: left;"><span data-preserver-spaces="true" style="margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: times;"><br /></span></span><span data-preserver-spaces="true" style="margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: times;">Love,</span></span></div><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhIlHCkGPDA4lAOBXkT0fV0sK7qYaygvWe3lMlGjrKVu9URy9uAdVNpgDukHsLeHEDRIpj9pTOl4OUx_ZyyLX14vA2B1FPLUgB_kV3uUwOW4PbeGtPEQpvkSUxUCpYi2YcKb9Z123mYOLdOADctpMrg-_LhVdfvfyxs5yE1OSnrtWDdCBIj6C9ICGZcpg/s1200/bank-of-america-branch-in-wedgwood-neighborhood-seattle*1200xx3611-2032-0-187.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="675" data-original-width="1200" height="180" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhIlHCkGPDA4lAOBXkT0fV0sK7qYaygvWe3lMlGjrKVu9URy9uAdVNpgDukHsLeHEDRIpj9pTOl4OUx_ZyyLX14vA2B1FPLUgB_kV3uUwOW4PbeGtPEQpvkSUxUCpYi2YcKb9Z123mYOLdOADctpMrg-_LhVdfvfyxs5yE1OSnrtWDdCBIj6C9ICGZcpg/s320/bank-of-america-branch-in-wedgwood-neighborhood-seattle*1200xx3611-2032-0-187.jpg" width="320" /></a></div><br /><p></p>Tavon D. Willishttp://www.blogger.com/profile/09885738653637556169noreply@blogger.com0tag:blogger.com,1999:blog-5167259057026465474.post-10873984400252934302022-06-21T10:43:00.002-07:002022-06-21T10:46:10.995-07:00Sacramento Housing Update: Good News for Buyers and Sellers<iframe frameborder="0" height="270" src="https://youtube.com/embed/jSObrduWGk4" width="480"></iframe><div><span style="background-color: #b2b2b2;"><br /></span></div><div><span style="background-color: #b2b2b2;"><br /></span></div><div><span style="background-color: #b2b2b2;"><br /></span></div><div><span style="background-color: #b2b2b2;"><br /></span></div><div><span style="background-color: #b2b2b2;"><br /></span></div><div><span style="background-color: #b2b2b2;"><br /></span></div><div><span style="background-color: #b2b2b2;"><br /></span></div><div><span style="background-color: #b2b2b2;"><br /></span></div><div><span style="background-color: #b2b2b2;"><br /></span></div><div><span style="background-color: #b2b2b2;"><br /></span></div><div><span style="background-color: #b2b2b2;"><br /></span></div><div><span style="background-color: #b2b2b2;"><br /></span></div><div><span style="background-color: #b2b2b2;"><br /></span></div><div><span style="background-color: #b2b2b2;"><br /></span><div>https://www.youtube.com/watch?v=jSObrduWGk4</div></div>Tavon D. Willishttp://www.blogger.com/profile/09885738653637556169noreply@blogger.com23tag:blogger.com,1999:blog-5167259057026465474.post-91529255391504344782022-06-05T12:08:00.003-07:002022-06-05T12:12:34.090-07:00How to Avoid Capital Gains Tax<p> Capital gains tax occurs when an owner of Real Estate sells their property for a gain. The owner will be subject to a 15% tax on their profit. For example: James buys a property for $250,000, after five years James investment property is up for sale for $400,000. In that five years James paid his mortgage down to $200,000. James now has about $200,000 of profit (before fees); if James chooses not to use a 1031 exchange with his investment property he would pay about $30,000 in Capital Gains Tax.</p><p>The process of the 1031 exchange begins before the sale of a investment property. Tax code 1031 allows for owner to roll over their profits from the sale of their real estate over to their next property, delaying payment of Capital gains. As an investor capital can be the difference between taking advantage of the next opportunity or not.</p><p>An investor has <b>45 days</b> from the close of escrow of their last <i>property</i> to identify (3) homes to report to the Exchange company. The person using the 1031 exchange will need to close on a replacement property within 180 days from the close of their prior home. </p><p>The 200% Rule: An investor can identify up to three properties that shouldn't add up to more than 2x the sale of their personal property. For example: Tonya recently sold her property for $200,000, she can identify three properties up to $400,000 and report them to the exchange company. If he closes on any of those three properties with <b>180 days</b>, he can delay paying Capital Gains. </p><p>I hope you've enjoyed this post, feel free to comment below. For anyone interested in being connected to an exchange company comment or message me. </p><p><br /></p><p>Love,</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmMYOx_pzZOUuhVTanzuFz9m2Imjc1mFT7w3M5jQK61bM9BMXKslVsLpMr4e690cCyxGfwUNcNtZ7jOm1uGMRVpmT6EoJnGhbSZWHKC52Fw8K2EzEjj5eGGsWvfh430UGNB52V1WGclpeA7jhlTlgHI4vutJaq6BppM9XAgr06TWq6heSlnX8wd9fgSw/s310/Capital%20Gain.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="163" data-original-width="310" height="163" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmMYOx_pzZOUuhVTanzuFz9m2Imjc1mFT7w3M5jQK61bM9BMXKslVsLpMr4e690cCyxGfwUNcNtZ7jOm1uGMRVpmT6EoJnGhbSZWHKC52Fw8K2EzEjj5eGGsWvfh430UGNB52V1WGclpeA7jhlTlgHI4vutJaq6BppM9XAgr06TWq6heSlnX8wd9fgSw/s1600/Capital%20Gain.png" width="310" /></a></div><br /><p><br /></p><p><br /></p>Tavon D. Willishttp://www.blogger.com/profile/09885738653637556169noreply@blogger.com0tag:blogger.com,1999:blog-5167259057026465474.post-43499702057799492482022-05-09T11:00:00.009-07:002022-05-09T11:26:37.439-07:00CalHFA: Forgivable Down Payment Assistance <p>What is<b> CalHFA </b>and how are they an advocate for first time homebuyers? </p><p>Califonia Housing Finance Agency was created in 1975 and was created to meet the housing needs of people with low to moderate income. <b>CalHFA</b> offers a number of programs their latest offering maybe just what your looking for. </p><p>Have you heard the latest from <b>CalHFA</b>? Their new program offers a 10% forgivable loan, interest free for first time homebuyers. In the Greater Sacramento area this can equate up to $50,000 that a buyer would be able to capitalize on. (CalHFA)</p><p>Lets point out a couple Qualifying Factors:</p><p>Recipients must be <i>"first time homeowners"</i>, not literally, just not on anyone's title within the last year. </p><p><i>Income Restrictions and lower DTI</i> to use this product is that the persons income must be 80% or less than the areas median income. Future homeowners using this product should expect stricter DTI (Debt to income) requirements compared to FHA guidelines. (JVM Blog)</p><p><i>Purchase Price restriction?</i> Future home owners shouldn't expect to pay over $550,000.</p><p><i>Borrower beware?</i> The 10% down payment is forgivable but the loan cannot be refinanced, so if rates happen to drop lower borrowers will not be able take advantage of the lower rate. Nor shall they expect to sell the home in the first five years. </p><p>In my opinion this CalHFA opportunity will assist many First time homeowners and it can rightfully be considered as free money towards a home. Having First time homeowers remain in a community for five years, could have a positive impact on the communities themselves. Most likely impacting communities that are most affordable to First time homeowners. One thing forsure is that this will make the housing market more competitive helping a generation of first time homebuyers reach their goal. </p><p>If your interested in acquiring a home anywhere in California please let me know. </p><p><br /></p><p>Thank you,</p><p><a href="https://www.calhfa.ca.gov/about/index.htm">index.htm</a></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiWDG5wOXL3VqruZStckjTZySTssOT6QY3jemaUPZipPK3eXy6gr8zpNQGnjkcfwOANWgN7Lu9XmAah1yeh41mKPZ5safi2dcScBHFixD7MKWmSfOLFjuS3ItW4VuOfJ_bNbgOrWoNgOaYB0KuTVFICLkCFM7sCbVl3xBabkR4h1zt0JYhHZ5-rzw_ITQ/s400/kl2rTgAm_400x400.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="400" data-original-width="400" height="292" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiWDG5wOXL3VqruZStckjTZySTssOT6QY3jemaUPZipPK3eXy6gr8zpNQGnjkcfwOANWgN7Lu9XmAah1yeh41mKPZ5safi2dcScBHFixD7MKWmSfOLFjuS3ItW4VuOfJ_bNbgOrWoNgOaYB0KuTVFICLkCFM7sCbVl3xBabkR4h1zt0JYhHZ5-rzw_ITQ/w292-h292/kl2rTgAm_400x400.jpg" width="292" /></a></div><br /><p><br /></p>Tavon D. Willishttp://www.blogger.com/profile/09885738653637556169noreply@blogger.com4tag:blogger.com,1999:blog-5167259057026465474.post-50139675655459884032022-05-04T18:54:00.006-07:002022-05-05T09:30:27.708-07:00Latest Economic Outlook; Rates rise<p><b>Are you looking to stay ahead of the economic changes ahead?</b> In this blog I will cover key points taken away from the Federal Reserve. The Federal Open Market Committee increased rates by <i>.50%</i>. </p><p><b>What does this mean and why is this important? </b>Financing instruments such as <i>credit cards</i>, <i>car loans </i>and other loan products will cost more to carry. On top of the recent rate hikes, the Federal reserve is expected to hike rates even higher in the near future. My suggestion is to eliminate debt as soon as possible if you'd like to avoid "a leaky purse". (Richest Man in Babylon)</p><p>The Federal reserve reported that import and exports will likely lessen in the future. To my understanding this will only add to the supply chain slowing down. I wonder to what extent products like gas, vehicles and cost of materials will be affected? </p><p><b>Why is this important?</b> Lower supply can often lead to items costing more. Other economic news shows that jobs have increased towards <i>1.7 million</i>. Wages are reported to be rising fast and the price consumer index (consumption) is up <i>5%</i>. The good news is we are living in a time period where unemployment is near a 50 year low.</p><p>Thank you for checking out my latest blog post. Feel free to comment below and add value to the post. </p><p><br /></p><p>Love, </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjNku-1GyS2-nPPjMD7h9RBiG_2V6M1p6XrsxLnRGIk6Y_cNMFx6eb3P031JKs_7zn-8nqDpv8ymHOnZGIFU2EvnYR0hmNdKU0KzNpK9kMdtcL9yUvasLodPEQOwD1xeVdJbNBc4U-xvUNaKzKkAbbBjxPIDzMFVQJrndxKLTr93bbZjLicrAknhjcn8A/s3072/INTERESTRATES.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="2048" data-original-width="3072" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjNku-1GyS2-nPPjMD7h9RBiG_2V6M1p6XrsxLnRGIk6Y_cNMFx6eb3P031JKs_7zn-8nqDpv8ymHOnZGIFU2EvnYR0hmNdKU0KzNpK9kMdtcL9yUvasLodPEQOwD1xeVdJbNBc4U-xvUNaKzKkAbbBjxPIDzMFVQJrndxKLTr93bbZjLicrAknhjcn8A/s320/INTERESTRATES.jpg" width="320" /></a></div><br /><p><br /></p>Tavon D. Willishttp://www.blogger.com/profile/09885738653637556169noreply@blogger.com0tag:blogger.com,1999:blog-5167259057026465474.post-34258300089647396112022-04-11T23:33:00.003-07:002022-05-05T10:25:20.980-07:00Laminate vs. Vinyl Planks<p>In residential homes common flooring options are <i>laminate</i> and <i>vinyl planks</i>. Laminate flooring has been around since the 70's. The core layer of laminate is made up of High density fiber board. Popular laminate flooring brands are (Pergo, Shaw, Mohawk, Armstrong and Tarkett). </p><p>Vinyl Planks have been around since 1926, and is made up of Poly Chloride or PVC. Vinyl planks were made in America and was first created in Akron Ohio. Popular producers are <i>Life Proof, Shaw Flooring, Mohawk and Cali</i>. The thickness of the top layer will determine which setting is best for the Vinly plank. For example residential homes will need 12 Mil or thicker, and commercial spaces will need 28 mil or thicker. </p><p>Lamite Flooring is made up of wood fiber, however Vinyl is plastic. Laminate flooring is less expensive and is thicker than Vinyl. Due to laminate flooring being thicker it can feel better standing on it compared to Vinyl. The price per Sqft for Laminate flooring is $2.69, as oppose to $3.29 for Vinyl. When applying laminate flooring it should be expected to sit for 48 hours to acclimate to the homes temperature.</p><p>To determine which grade of laminate is best for application a home supplier may reference what's called a 'AC rating'. For example, AC1 is best used for bedroom and guest rooms. AC2 moderate traffic, living room and dining rooms. AC3 should be used for heavy traffic such as entry way and AC4 light commercial traffic such as offices and cafes (Belinda Carr).</p><p>Luxury Vinly is more scratch proof then Laminate. Laminate flooring is best used with dry mop and Vinly can be used wet or dry. The durability of Laminate and Vinyl is 10-20 years. </p><p>Do you prefer Laminate flooring or Vinyl planks?</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhyHo44vYgAgW03HXzSjLk6AviCAoj5QJkrq8MEjr2M4nd60QCEle3GHSyLalbX1RYofOTMZo8y-6zpLPd0CK1uUw52cbtZzf5PU-hQQoMwJxG1o9xYly9z9I32C4fmHtc8EqqFqdSaaTNouK8-RR_d5mUWyAg09Hm9XhNmEdWjkLqOij9QWj3FFnsV4g/s275/images%202.jpeg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="183" data-original-width="275" height="183" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhyHo44vYgAgW03HXzSjLk6AviCAoj5QJkrq8MEjr2M4nd60QCEle3GHSyLalbX1RYofOTMZo8y-6zpLPd0CK1uUw52cbtZzf5PU-hQQoMwJxG1o9xYly9z9I32C4fmHtc8EqqFqdSaaTNouK8-RR_d5mUWyAg09Hm9XhNmEdWjkLqOij9QWj3FFnsV4g/s1600/images%202.jpeg" width="275" /></a></div><br /><p><br /></p>Tavon D. Willishttp://www.blogger.com/profile/09885738653637556169noreply@blogger.com2tag:blogger.com,1999:blog-5167259057026465474.post-24539137896493942382022-04-11T23:10:00.007-07:002022-04-25T15:58:49.670-07:00Granite vs. Quartz Counter tops<p><br />Granite and Quartz are a common attraction amongst home buyers in today time. In my experience as a buyers agent a Kitchen has a huge impact on the buyers overall happiness with the home. In this blog post I will evaluate both Granite and Quartz counters. </p><p>Granite can be identified by way of it's patterns. Granite is a igneous rock that is formed from Magna (think of lava). Granite comes from<i> India, China, Brazil and Italy</i>. Thanks to advancement in technology and Machines Granite is only a quarter of the price it once was in the 70's. </p><p>Darker shades of Granite are commonly known as <i>Ubatuba, Saint Cecilia, Blue pal and Black Galaxy</i>. Granite is known to be more Pourous (<i>Porous: having minute spaces or holes through which liquid or air may pass</i>) because of the pourous attribute to granite wine can stain Granite. Five common ways Granite is commonly finished Bush Hammered, Flamed, Polished, Shot Blasted, Semi Blasted and Honed. Granite is known to be more heat resistant then Quartz. Granite price per sqft. is $60-200. Granite is more denser than Quartz; at 2.7-2.8 gm/cm3. However Quartz is less dense at 2.65 gm/cm3. Granite is Heat Resistant and Quartz isn't. </p><p>Light Color Granite are known as <i>Dallas White, White Ice, White Picasso and River White</i></p><p>Quartz is the second most adundant mineral in the Earths crust. Pure Quarts is translucent and impurities in Quartz will lead to color. The stone is grinded into fine powder, and mixed with resin powder to make Quartz Counter tops. Quartz is a man made product; however <i>Quartzite</i> is a natural stone that is more expensive. Companies that mass produce Quartz are Cambria and Cesarstone. Quartz Counter tops have less patterns compared to Granite Counter tops. Quartz counter top are uniform and lighter in color. </p><p>Popular Quartz counter tops are <i>Calacatta Nuvo, White Attica, Gray Legoon and Oceana</i>. Quartz Finishes are Satin, Matte and High Gloss. Due to Quartz demand it has brought the price of granite down. Neither granite or quartz are scratch proof. </p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgg97by4zNDP02fLQ8xkvWOreBNaTKZmfq50BZfellTm3aVOAlr5W8_1y0QNunc_8w5SITEWM3Qd5PtUKPnmTpOqvq9VlxAizN165rhdg4Pv88AbcK2EaEsLdFIt3xmg4WNQ-CTwjE_gfVojSnT7Q4108dKfQTCXqXVgf7B_BO5Fpkhr5NDiIXUU3veNg/s251/Quartz:Granite.jpeg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="201" data-original-width="251" height="201" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgg97by4zNDP02fLQ8xkvWOreBNaTKZmfq50BZfellTm3aVOAlr5W8_1y0QNunc_8w5SITEWM3Qd5PtUKPnmTpOqvq9VlxAizN165rhdg4Pv88AbcK2EaEsLdFIt3xmg4WNQ-CTwjE_gfVojSnT7Q4108dKfQTCXqXVgf7B_BO5Fpkhr5NDiIXUU3veNg/s1600/Quartz:Granite.jpeg" width="251" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div>Will you choose Granite or Quartz for your next home? <p></p>Tavon D. Willishttp://www.blogger.com/profile/09885738653637556169noreply@blogger.com0tag:blogger.com,1999:blog-5167259057026465474.post-24774628366567583912022-02-09T20:29:00.000-08:002022-02-09T20:29:10.044-08:00How to buy your Future Home<p>Are you looking to acquire a home in the near future? Awesome, I hope to share some valuable information with you in this post. First thing first! Have a source of steady income. Homeownership is a wonderful deal but it can be costly. A home may need repairs shortly after acquiring it so its good to have that buffer to ease any unexpected expenses.</p><p>Find a lender that you trust. The lender will want you to have a source of income, they'll want to see tax returns to determine how much of a mortgage you can afford. Most lender want your debt to income to be around 43%. So if you make $5,000 and you wanted a home with a monthly mortgage of $2,000 there's a good chance you'll be able to move forward with aqcuiring that home pending your credit score. </p><p>Popular Loan types: FHA and Conventional. FHA is a govenment insured loan that requires future homeowners to put 3.5% down to buy a home. FHA has morgage insurance attached to loan for the life of it, this can be an additional $200-$300 on top of the mortgage. A buyer can refinance out of this loan after a year. Conventional loans vary in down payment, they can be as low as 3%. With a conventional loan a buyer can remove their Mortgage insurance after 20 equity has established relative to the homes value. Once your ready to buy a home, it's good to have a understanding of where the market is in terms of a buyers and sellers market. Realtors often refer to month of inventory, which is a guage for supply and demand. A normal real estate market has about 3-6 months of inventory. </p><p>Now that your ready to go shopping for a new home consult with a realtor to get you caught up with the current market and the landscape of the area your looking in. This is the time to get your expectations in line with theirs because the two of you will make the dream team. </p><p><br /></p><p>If your in a competitive market expect submitting more than one offer. Keep going until you find the right seller who appreciated your offer. In a competitive market for homes you can expect bidding above list price. If this sustains in your neighborhood you can expect to have an increase in home value when you do go to sale. </p>Tavon D. Willishttp://www.blogger.com/profile/09885738653637556169noreply@blogger.com0tag:blogger.com,1999:blog-5167259057026465474.post-22380122960247486862022-01-06T22:40:00.000-08:002022-01-06T22:40:03.523-08:00Changing World Order<p style="text-align: left;"> Ray Dalio’s book “Principles for the Changing World Order” did a great job relaying the necessary context or empires. Ray Dalio give us examples of Empires that established capital markets; the Dutch empire. The Dutch were the first to have Capital markets. This allowed them to become prosperous. </p><p>The United States is a world power and has been for the last 200 hundred years. Ray Dalio’s stats show that the United States is on the decline compared to the rising power or China. China has four times the amount of the population of United States, and has increased their GDP/living standards exponentially. </p><p>History has shown that when an empire is challenged by another rising empire it can lead to a war. Dalio, one of the most successful hedge fund mangers ever believes it's a 35% chance that the United States enters a war. Political context within the empire can add to a empire’s devise (Which I doubt will happen to USA). Dalio sights that political differences are greater than ever. Dalio points out that the next war will be over technology and can be more deadly than ever due to the technilofical advances. </p><p>Dalio goes in depth to how China is different from the United States. China embodies a top down approach. Meaning leaders can decide what the general populist can watch, games children play and civilian ideologies. Contrary to China; the American dream allows for the citizens to think freely and individualistically. Unfornately, it isn't working very well for us economically. </p><p>The Billonaire hedge fund manager or Bridgewater recommends that people have a well balanced portfolio to weather financial storms that awaits us. </p><p>Since, I've read Ray Dalio's master piece the Changing World Order its become apparent that productivity is everything and that the country is in debt. We each must do are part to produce and pay off our debts. The US has a advantage being the Worlds currency. If the US loses that advantage it would be a shift that has'nt happen in 250 years. </p><p><br /></p><p>Thank you, Stay Healthy!</p>Tavon D. Willishttp://www.blogger.com/profile/09885738653637556169noreply@blogger.com0tag:blogger.com,1999:blog-5167259057026465474.post-31829345994299099162021-06-22T23:20:00.005-07:002021-06-23T06:42:50.803-07:00Economic State of America<p> Hi, first and foremost thank you for taking the time to trust me to deliver information that I believe can be valuable to us all. </p><p>Coming out of the Pandemic I've been looking out for information that can help guide our day to day choices and investment decisions. One of the most informative finding is from the Federal Reserve. For those of us who don't know what the feds do I can sum it up to this: make sure that the economy of America is Healthy & Viable.</p><p>The Feds have two Mandates: Maximum employment and Stable prices of goods, commodities and services (Economics). Before the Pandemic America was doing fine on a growth trend that stood for nearly a decade. As it stands now post pandemic, we are on a recovery stage from a<i><b> Supply</b></i> standpoint. Have you noticed any changes at the grocery store? Maybe Eggs, bacon and Gas prices increasing? If you have noticed any changes then guess what? You have an eye for <b>INFLATION</b>. Here's some raw numbers to give you an idea of what we're going through Gas is 56%, Bacon is up 13% and used Cars are up 30%. On average we're at about 5% inflation all around. Normally the economy function at about 2% inflation rate, which the feds hope to guide us back to once factors such as employment, economic spending and vaccination increases. </p><p>Inflation is important because its directly tied to the cost of everyday living for you and I. This inflation is not forseen to be sustainable but one should adjust accordingly to the present day reality.</p><p>I'm a Realtor! If anyone didn't know that by now. We're seeing a lack of homes for sale on the market AKA better know as (Inventory). Many homes recieve a good amount of attention. Therefore prices are steadily increasing, since last year the Sacramento real estate market has increase substantially.</p><p>I agree with the Federal Reserve Jerome Powell statement: "The Housing Market is Strong", prices may stable out as economic factors adjust but demand hasn't shown any reconciliation of slowing down.</p><p><b>VIDEO SUMMARIZATION BELOW</b></p><p><a href="https://youtu.be/qmjDZZoeGVw"><span style="font-size: large;">https://youtu.be/qmjDZZoeGVw</span></a></p><p><br /></p><p>Please comment below. The engagement will be appreciated.</p>Tavon D. Willishttp://www.blogger.com/profile/09885738653637556169noreply@blogger.com0tag:blogger.com,1999:blog-5167259057026465474.post-81530748887681881472020-12-26T12:29:00.004-08:002020-12-26T12:37:36.254-08:00Student Loans Debt and Homeownership<div><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPpnJeP37DdPLNdhpSh0rf-B9QSsDFkINbrMv9XdG0FBGo3VppizQrx_66t0UjZqoZV3UAFqm62dxe8I2eqx9yujSoiPE_CGtNt1UBl0mXnmz0Rrqmwl7SqJhaFcIdKmZzvk4r20_c2y8m/s2048/Studentloan%253Ablogger+post.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="2048" data-original-width="2048" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPpnJeP37DdPLNdhpSh0rf-B9QSsDFkINbrMv9XdG0FBGo3VppizQrx_66t0UjZqoZV3UAFqm62dxe8I2eqx9yujSoiPE_CGtNt1UBl0mXnmz0Rrqmwl7SqJhaFcIdKmZzvk4r20_c2y8m/s320/Studentloan%253Ablogger+post.jpg" /></a></div><br />Hi. Like most people, I didn't have money saved for college and it took me until the end of my college experience to actually start paying back my student loans. I graduated with about $64,000 in student loan debt. <b>Ouch!</b> Is the appropriate term. I would advise anyone who is looking to get a college education to not make a costly decision as I did. Here's why; not only is that an insane amount of debt but student loan debt whether it's through the department of education or a Federal Perkins loan provided through the school - it accrues interest. Starting at 2.75% ranging all the way up to 5% if it's a Federal Perkins loan.<p></p><p>When it's all said in done because of interest a borrower may end up paying an additional $20,000-$30,000 in interest (<i><b>interest</b> - Debt accrued on top of debt for a duration of money lent</i>)<span face="arial, sans-serif" style="color: #202124; font-size: x-small;"><span style="background-color: white;"> </span></span>in addition to the original $64,000 taken out in student loan debt. Interest is and will always be an enemy of mine<br />. I don't want you to be in bondage to it either. It's a huge detriment to paying back any type of loan. It basically works against you diminishing the hard earn money that you've scheduled to go towards the principal. There's usually some type of interest whenever you borrow money. Which makes sense from a lender's standpoint. The risk of not being paid and the generosity comes with terms and conditions. </p><p>Here's my game plan to fight this mess I've made throughout my 4.5 years in Private college. I've place a time that I would like to be completely out of debt. For me, it was no later than 2023. That would put me at about 28 years old. Since I've made that decision and grasp that the less I pay towards my student loans, the more I actually pay for them in the long run. I've decided to pay more, happily! In the past year, nearly 75% of my income has gone towards my student loans. I couldn't pass up on the no-interest compounding due to pandemic. This has allowed more of my hard-earned money to go towards the principal of the loan. Allowing me to pay the loan off faster. In the last year, I've paid off $30,000 worth of student loans. My goal is to now be completely out of student loan debt by next year. I'm paying as much as possible while the interest payments are suspended. Saving me thousands in the long run.</p></div><iframe frameborder="0" height="270" src="https://youtube.com/embed/QCZGTdSG6R8" style="background-image: url(https://i.ytimg.com/vi/QCZGTdSG6R8/hqdefault.jpg);" width="480"></iframe>Tavon D. Willishttp://www.blogger.com/profile/09885738653637556169noreply@blogger.com0tag:blogger.com,1999:blog-5167259057026465474.post-48310654628786335052020-12-08T20:33:00.002-08:002020-12-08T20:36:54.507-08:00How's the Sacramento Real Estate Market?<p> Hi, I wanted to take some time to do an overview of Sacramento's real estate market. Sales have declined by 1.1% from the previous month. In comparison to last year sales are up 8.8%. Homes financed with Cash made up 9.5% of the market. Those stats slightly debunking the bay area myth, I say slightly because there's a good chance the buyer from the bay used cash mixed with a conventional loan to complete the purchase. Speaking of conventional loans, 68% of the buyers market in Sacramento are financing their purchase with an Conventional loan. Folling with FHA at 15% and VA making up 1.8%.</p><p><br /></p><p>Prices continue to rise. The median home price went from $438,000 to $439,950, an increase from .4%. In comparison to 2019, home prices have increased by 14.3%. Supply and demand is the cause of the continuing rise of home prices. Inventory, the amount of homes for sale have decreased .3%. In comparison to 2019, there is a decrease of 45% of homes available for purchase. In other words there are 1,048 less homes for sales than it was this time last year. California gold rush has been reborn in R<b>eal Estate. </b></p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhdbt1mar3GlEvw8tPQl_Ps0c3AHpvLW58ayOrYoxrMqpdOLssTVeN1qo_hyphenhyphencO2Kswp117I8lkwLqvc3rOzqQwyRm6nZTSXWq8XJFepiO2QH6TudeqThIleN_SN6OIBP40YTmKNJfsHVBrz/s1536/Screen+Shot+2020-12-08+at+8.23.48+PM.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="624" data-original-width="1536" height="112" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhdbt1mar3GlEvw8tPQl_Ps0c3AHpvLW58ayOrYoxrMqpdOLssTVeN1qo_hyphenhyphencO2Kswp117I8lkwLqvc3rOzqQwyRm6nZTSXWq8XJFepiO2QH6TudeqThIleN_SN6OIBP40YTmKNJfsHVBrz/w364-h112/Screen+Shot+2020-12-08+at+8.23.48+PM.png" width="364" /></a></div><br /><p></p><p>The average days on market for homes listed has decreased from 18 days to 15 days. Of the total 1,695 sales completed during the month, 1,463 were on the market for 30 days or less. 95% of the homes sold 60 days or less. If your looking to buy a home you would have more options if you're looking below $200,000 or on the contrary above $750,000. If you or anyone you know are interested in selling they're home now would be a great time. Just make sure they contact me (916) 968-7159. <br /></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhA4T_Qx9gZ9p4hJhnttRevKrcgWnAinXF_OYuGVAQaqVju02noaGeJ9ye7xHv2MMJHzUcwqnNFHEq-QBhOKAH3lIXtuHW5l7z9oBDXAv1LUWWy1gZ7024Gs6qF5hx2YKZglPS-AQ3N9VfL/s1142/Screen+Shot+2020-12-08+at+8.24.17+PM.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="960" data-original-width="1142" height="201" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhA4T_Qx9gZ9p4hJhnttRevKrcgWnAinXF_OYuGVAQaqVju02noaGeJ9ye7xHv2MMJHzUcwqnNFHEq-QBhOKAH3lIXtuHW5l7z9oBDXAv1LUWWy1gZ7024Gs6qF5hx2YKZglPS-AQ3N9VfL/w239-h201/Screen+Shot+2020-12-08+at+8.24.17+PM.png" width="239" /></a></div><br /><p><br /></p><p>Best,</p><p>Tavon Willis</p><a style="color: #222222; font-family: Arial, sans-serif; font-size: 12px; margin: 0px 0px 0px 1px; padding: 0px; width: 350px;">DRE #02095751</a><div><p><a style="color: #222222; font-family: Arial, sans-serif; font-size: 12px; margin: 0px 0px 0px 1px; padding: 0px; width: 350px;">tavon@allcityhomes.com</a></p><p>(Source: Sacramento Association of Realtors)</p></div>Tavon D. Willishttp://www.blogger.com/profile/09885738653637556169noreply@blogger.com0tag:blogger.com,1999:blog-5167259057026465474.post-24650845236415736992020-12-02T20:55:00.002-08:002020-12-02T20:55:57.559-08:00Fear is FuelFear, that <g class="gr_ gr_30 gr-alert gr_spell gr_inline_cards gr_disable_anim_appear ContextualSpelling" data-gr-id="30" id="30">ol</g>' feeling that gives butterflies and causes you to sweat profusely. I'm looking to overcome, conqueror, or better yet use fear as an indicator to better my life. Fear comes from survival mechanisms that we were born with. Today our chances of being eaten by a predator as compared to when we were being preyed upon are much less likely to happen. Today we live in a safer environment, and Fear can be counterproductive to our goals. Yet, we still get nervous when we meet new people when there's a new adventure that awaits us or not knowing what the future holds for us. Fear as I come to realize maybe the most important thing to conquer in one's life. The Buddha says 'all of life is suffering", most people are causing their own internal suffering due to external influences that they cannot control.<div><br /></div><div>I'm looking to use Fear as Fuel as indicated in the book written by Patrick Sweeney. Fear often points out the things which we need to take action towards. I've been putting off making a tough visit for about a week now. Not sure of what the outcome will be or if there will be danger being associated with it. Guess what, my body is telling me I need to handle that situation now or simply forget about it. I'm going to change my association with FEAR, I will turn it into arousal. Once fear is transformed from something that is associated with not knowingness or pain it can be used as an indicator for EXCITEMENT. </div><div><br /></div><div>It's a new life, a bold one that awaits you and I if we cultivate courage, love, and proper context. The only thoughts we produce should be that of action, solving what needs to solve, and planning what needs to be planned. If we leave it to our mind to solve it will result in saving us energy and protecting us from harm. The main problem with this solution is that it can cause us to lose sleep, stopping our immune system from recovering which weakens our defense to fight viruses or be at our best to provide value.</div><div><br /></div><div>I've always respected those who've cultivated fearlessness, I think it's time to transcend to a human being who is just 'being'. </div>Tavon D. Willishttp://www.blogger.com/profile/09885738653637556169noreply@blogger.com0tag:blogger.com,1999:blog-5167259057026465474.post-47656718997280169492020-09-01T18:12:00.003-07:002020-09-23T08:12:16.584-07:00California Real Estate Update 9/1/20<p> Hey, I wanted to take some time to share some of the key points in today's Real Estate market. Remember we're in one of the world's largest economies, CALIFORNIA. California has more to offer than sunshine, especially if your a homeowner or preparing to become one in the near future. I currently practice Real estate in Sacramento California. Here's what I've been noticing while helping clients buy their home, there is a lack of inventory in comparison to the buyer demand or should I word it as not enough homes for sale. We're seeing the number of homes on the market decrease each month. There's currently .7 months of inventory for sale, down from 1 month of homes for sale the previous month. That means that if everything shuts down today and people stop selling their homes - All of the homes in the Sacramento County would be Sold in less than 30 <g class="gr_ gr_6877 gr-alert gr_gramm gr_inline_cards gr_disable_anim_appear Grammar multiReplace" data-gr-id="6877" id="6877">day</g>s.</p><p><br /></p><p>This low amount of inventory causes prices to steadily climb. The median price for a home in Sacramento California was at about $390,000 this time last year. Now the Median price is at about $422,000. If someone bought a home within the last 24 months, and they've been making their payments, there's a good chance their home has appreciated nearly 10% or more. Listings have decreased by nearly 50% compared to the number of homes for sale last year.</p><p><br /></p><p>Low-interest rates have caused the buyer to flood the market with vengeance. Some of my colleagues are saying their seeing 10-15 offers on one home. This amount of competition requires agents to be at their best, looking for any degree of separation when submitting offers. I recommend you choose wisely because it is more than likely that if you in the purchasing range of $300,000-$450,000 that you will be in a competitive environment for your dream home. </p><p><br /></p><p>Overall, I am impressed and pleased with the Real Estate market. With forbearances being pushed back further we see no sign of the market slowing down. Any long term holds are definitely suggested, any buyer looking to have a low mortgage rate don't sit on the sideline for long; your opportunity is here and your competitors know it.</p><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="246" src="https://www.youtube.com/embed/qb8m0viTxOQ" width="475" youtube-src-id="qb8m0viTxOQ"></iframe></div><br /><p></p>Tavon D. Willishttp://www.blogger.com/profile/09885738653637556169noreply@blogger.com2